Credit Risk Model Developer Expert

at ING
📍 Warsaw, Poland
PLN 156,000-264,000 per year
MIDDLE
✅ On-site
✅ Visa Sponsorship

Used Tools & Technologies

Not specified

Required Skills & Competences

Python @ 5 Statistics @ 3 Hiring @ 3 Git @ 2 Mathematics @ 3 IFRS @ 3 Audit @ 3

Details

ING Hubs Poland is hiring!

The expected salary for this position: 13 000 - 22 000 PLN gross

The financial ranges specified in the announcement are adjusted and may differ from the range specified in the remuneration regulations.

Role summary

We are looking for a candidate with strong quantitative skills and experience in credit risk model development (IRB / IFRS9) to join the international Credit Risk Model Development team. The role (global job architecture name: "Model Developer IV") focuses on developing robust credit risk models embedded in the regulatory environment.

Responsibilities

  • Development of PD, EAD, LGD IRB / IFRS9 models in Retail / Wholesale bank
  • Participate in credit risk model life cycle: data sourcing, model development and annual monitoring, model implementation
  • Support model validation and audit reviews (internal and external)
  • Share knowledge and expertise and collaborate with the internal Model Validation Unit during model development, monitoring and review processes
  • Interact with stakeholders and act as advisor when required
  • Write reports and model documentation

Requirements

  • MSc in mathematics, econometrics, statistics or a similar quantitative field
  • Sound knowledge of statistical inference and econometric methods
  • Extensive knowledge of IRB and IFRS 9 models
  • Good understanding and interpretation of regulatory credit risk policies, attention to detail and accuracy
  • At least 5 years of experience with development of IFRS9/IRB models and with programming (e.g. Python, SAS), databases, data modelling, data preparation and data quality control
  • Ability to clearly and succinctly express ideas, facts and opinions
  • Analytical problem-solving skills and ability to identify problems and find appropriate solutions
  • Execution-focused, delivers results in a timely and high-quality manner
  • English level: C1

Extra (nice to have)

  • Experience as a sparring partner/advisor to Senior Management
  • Knowledge of and experience with advanced statistical techniques
  • Knowledge of AIRB/IFRS9 regulations
  • Familiarity with version control systems (e.g. GIT)
  • Professional certification FRM/PRM/CFA or CQF
  • Additional experience with databases, data preparation and data quality control

Team information

Credit Risk Model Development is an international global team (more than 400 risk experts) located in different locations in Europe (e.g., Amsterdam, Milan, Warsaw). The key responsibility is development of robust credit risk models firmly embedded in the regulatory environment.

The financial ranges specified in the announcement are adjusted and may differ from the range specified in the remuneration regulations.