Used Tools & Technologies
Not specified
Required Skills & Competences
Tag name is followed by "@" symbol and proficiency level value.
About proficiency levels:
- 1-2 — basic awareness. Minimal hands-on experience, and a rudimentary understanding of the technology's purpose;
- 3-6 — daily use. Comfortable and regular usage, capable of handling common tasks and challenges related to the technology;
- 7-9 — you are an expert, you can teach others, you know all the pitfalls and tricks;
- 10 — exceptional knowledge, comprehensive understanding, and adeptness in all aspects of the technology, including advanced problem-solving. Think twice before claiming or demanding such level.
Stress Testing @ 5
Data Analysis @ 3
Reporting @ 3
- 1-2 — basic awareness. Minimal hands-on experience, and a rudimentary understanding of the technology's purpose;
- 3-6 — daily use. Comfortable and regular usage, capable of handling common tasks and challenges related to the technology;
- 7-9 — you are an expert, you can teach others, you know all the pitfalls and tricks;
- 10 — exceptional knowledge, comprehensive understanding, and adeptness in all aspects of the technology, including advanced problem-solving. Think twice before claiming or demanding such level.
Details
You work at the heart of risk management within the bank. In this role you analyse credit risks, turn complex data into clear insights, and help strengthen the bank’s resilience. You play a key role in stress testing and financial forecasting that directly influence strategic decisions. Your work contributes to sustainable growth and responsible banking.
Responsibilities
- Analyse credit risks and translate data into clear insights for decision-making
- Work on provisions, forecasts and stress tests
- Assess how portfolios respond to economic scenarios
- Coordinate the bank-wide impairment process
- Develop and monitor impairment budgets and forecasts
- Perform stress testing and scenario analysis
- Contribute to ICAAP and EBA stress test exercises
- Explore improvements in credit provisions and data analysis
- Collaborate with different teams and turn regulatory requirements into practical analyses
Working environment
You join the Credit Risk Analytics & Reporting team, part of Credit Risk Management. This department acts as the bank’s centre of expertise for credit risk. You work within the Credit Provisions & Stress Testing sub-team and collaborate with analytical colleagues focused on data, modelling and reporting. The team culture is open, collaborative and knowledge-driven. You have space to take initiative and broaden your scope, for example in regulation or advanced analytics.
The vacancy mentions flexible working arrangements, including working from home.
Requirements
- At least 5 years of experience in credit risk, provisioning, stress testing or forecasting
- Experience within a financial institution, preferably including ICAAP (EBA ST is a plus)
- Strong analytical skills and experience handling complex datasets
- Experience with data platforms and IT systems for risk analysis
- Knowledge of BCBS239 and relevant regulations (CRR / Basel II-IV, ECB/EBA guidelines)
- Experience with macroeconomic scenario analysis
- Fluent English (Dutch is a plus)
Desired behaviours within Risk Management: debate and decide, keep it simple, embrace good, be open to feedback, take ownership and standardize progress updates.
Benefits
- Salary band: €5.847 - €8.353 per month (based on a 36‑hour workweek; 40 hours per week is also possible), including holiday allowance and benefit budget
- Flexible benefit budget (tailor to preferences or receive as monthly payout)
- 5 weeks vacation per year with option to purchase up to 4 additional weeks
- Personal Development Budget of €1,000 per year (up to €3,000 accumulated)
- Flexible working arrangements, including working from home
- Annual public transportation pass for free travel throughout the Netherlands
- Excellent pension scheme
How to apply
Submit your resume and a cover letter highlighting relevant experience. For more information contact Jean-Christian Fornero ([email protected]) or Eline Mulder ([email protected]).