Financial Risk Management Associate, EMEA

Details

Who we are

About Stripe

Stripe is a financial infrastructure platform for businesses. Millions of companies - from the world’s largest enterprises to the most ambitious startups - use Stripe to accept payments, grow their revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we have a staggering amount of work ahead. That means you have an unprecedented opportunity to put the global economy within everyone's reach while doing the most important work of your career.

About the team

At its core, Stripe is a treasury company. We fulfill our mission of growing the online economy by empowering our users to move money to and from their own user constituents, and to understand and optimize these flows. In this way, our treasury is inextricably intertwined with our products. In order to continue to build novel and powerful products for our users, our own treasury capabilities, including financial risk management capabilities, must be excellent. The Capital and Financial Risk Management team sets Stripe’s financial risk strategy and develops analytical tools to promote risk-aware allocation of our resources ensuring that Stripe has sufficient capital and liquidity to support our users in all operating conditions. Within CFRM, Financial Risk Management also works closely with product and other finance teams to shape our understanding of how Stripe is performing as a business and what our best opportunities are for continued growth. We are looking for someone to join us to work alongside our business partners and our world-class engineers.

What you’ll do

To support Stripe’s growth, we're looking for a stellar candidate to join our EMEA-based team. The FRM Associate will help shape Stripe’s risk management governance in the EMEA region, building deep knowledge of Stripe’s liquidity, funding, and market risk systems and processes, as well as representing Treasury in key risk oversight forums. The ideal candidate will have strong technical and interpersonal skills combined with the ability to work across product, sales, data science, and engineering to drive user-centered product solutions that incorporate sound financial discipline.

If you are passionate about risk-centered product management, data analytics, and driving financial discipline in company-wide decision making and strategy, we want to hear from you!

Responsibilities

• Represent Treasury CFRM in interactions with EMEA 2nd Line of Defense teams and share responsibility for both board communications and responses to regulatory inquiries
• Drive Stripe’s approach to pricing the cost of financial resources/risk factors, predominantly capital, liquidity, and FX, at both the product and user level
• Partner with product teams to design solutions that optimize across user needs, commercial objectives, and financial discipline
• Collaborate with TFIN colleagues to define target business and risk metrics to ensure product performance while remaining within our financial risk appetite
• Partner with data science and engineering teams to develop tooling, observability, and analytics to support this work
• Further build out our financial risk governance framework, including board, management and team level key risk indicators and early warning indicators

Who you are

We're looking for someone who meets the minimum requirements to be considered for the role. If you meet these requirements, you are encouraged to apply. The preferred qualifications are a bonus, not a requirement.

Minimum requirements

• 5+ years of experience in one or more of: Treasury, financial risk management, deal pricing, and market risk (FX and interest rate risk)
• A proven ability to work with and synthesize large-scale, complex data sets to develop observability and actionable insights to underpin both day-to-day and event-driven decision-making
• Track record of strong self-management and ability to handle both high-velocity, short-term deliverables while also progressing longer-term strategic objectives
• Demonstrated curiosity, resilience, problem-solving skills, and desire to contribute to a high-functioning team operating in a dynamic and fast-paced environment
• Excellent verbal and written communication skills

Preferred qualifications

• An enthusiastic “roll up your sleeves” and get things done mindset
• The ability to deal effectively with ambiguity and thrive in an unstructured, fast-moving environment
• An inclination to solve problems systematically via infrastructure, automation, and repeatable frameworks
• A builder's mindset with a willingness to question assumptions and conventional wisdom
• Experience with SQL or a willingness to learn is a strong plus

Hybrid work at Stripe

Office-assigned Stripes spend at least 50% of the time in a given month in their local office or with users. This hits a balance between bringing people together for in-person collaboration and learning from each other, while supporting flexibility about how to do this in a way that makes sense for individuals and their teams.

Pay and benefits

The annual salary range for this role in the primary location is £81,700 - £122,500. This range may change if you are hired in another location. For sales roles, the range provided is the role’s On Target Earnings (“OTE”) range, meaning that the range includes both the sales commissions/sales bonuses target and annual base salary for the role. This salary range may be inclusive of several career levels at Stripe and will be narrowed during the interview process based on a number of factors, including the candidate’s experience, qualifications, and specific location. Applicants interested in this role and who are not located in the primary location may request the annual salary range for their location during the interview process.

Specific benefits and details about what compensation is included in the salary range listed above will vary depending on the applicant’s location and can be discussed in more detail during the interview process. Benefits/additional compensation for this role may include: equity, company bonus or sales commissions/bonuses; retirement plans; health benefits; and wellness stipends.

We look forward to hearing from you

At Stripe, we're looking for people with passion, grit, and integrity. You're encouraged to apply even if your experience doesn't precisely match the job description. Your skills and passion will stand out—and set you apart—especially if your career has taken some extraordinary twists and turns. At Stripe, we welcome diverse perspectives and people who think rigorously and aren't afraid to challenge assumptions. Join us.