Product Lead, Financial Risk

Details

Product Lead, Financial Risk

About Stripe

Stripe is a financial infrastructure platform for businesses. Millions of companies—from the world’s largest enterprises to the most ambitious startups—use Stripe to accept payments, grow their revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we have a staggering amount of work ahead. That means you have an unprecedented opportunity to put the global economy within everyone’s reach while doing the most important work of your career.

About the team

The Financial Risk teams focus on detecting and taking action on different types of financial risk vectors that Stripe faces in processing payments for millions of businesses. For example, we work on detecting and offboarding fraudulent accounts, designing new ways to separate good businesses from malicious actors, as well as monitoring the credit risk and profitability of our merchant portfolio. We operate at the intersection of technology and finance, deploying a complex set of automated systems, including machine learning models, to efficiently manage Risk at scale with global reach.

About the role

As PM lead for Financial Risk, in particular Fraud and Credit, you will be responsible for defining and executing the product strategy for deterring Fraud and optimizing our approach to Credit Risk management. You will manage a team of exceptional product managers that are responsible for building out the end-to-end systems we use to mitigate Financial Risk and protect Stripe, while ensuring a great user experience.

You will:

• Hire, coach, and manage PMs in the Financial Risk (Fraud and Credit Risk) team
• Define the goals and multi-year product roadmap for Fraud & Credit Risk
• Deeply understand and articulate how our users interact with these systems and how to ensure a great user experience while protecting Stripe
• Collaboratively partner with other Stripe teams early in the product development lifecycle and jointly shape product plans that lead with delightful risk experiences
• Drive the delivery of delightful user experiences by collaborating with the many internal teams responsible for Stripe’s risk and compliance management

We’re looking for someone who has:

• Strong data analysis skills and familiarity in working with probabilistic systems
• Strong product sense, including experience building both business and consumer experiences
• Experience working with Machine Learning teams
• Experience developing a multi-year vision, strategy and roadmap for large scale products
• A capacity to build team vision, hire outperformers, and lead a high performing team.
• The ability to turn incomplete, conflicting, or ambiguous inputs into solid action plans
• The ability to communicate well to the broader organization; setting a compelling vision and with a talent for precise articulations of customer problems
• A desire to work closely with users, gather feedback, and understand their problems

Requirements:

• 12+ years of product management experience, 5+ years managing a team
• Technical skills e.g., ability to gain an in-depth understanding of software systems, build a robust integration with the Stripe API, make meaningful contributions to high-stakes discussions on data modeling or software architecture, etc.
• Strongly preferred: Have experience with Machine Learning and/or a background in a computational science / mathematics

Hybrid work at Stripe

Office-assigned Stripes spend at least 50% of the time in a given month in their local office or with users. This hits a balance between bringing people together for in-person collaboration and learning from each other, while supporting flexibility about how to do this in a way that makes sense for individuals and their teams.

Pay and benefits

The annual US base salary range for this role is $268,000 - $402,000. For sales roles, the range provided is the role’s On Target Earnings ("OTE") range, meaning that the range includes both the sales commissions/sales bonuses target and annual base salary for the role. This salary range may be inclusive of several career levels at Stripe and will be narrowed during the interview process based on a number of factors, including the candidate’s experience, qualifications, and location. Applicants interested in this role and who are not located in the US may request the annual salary range for their location during the interview process.

Additional benefits for this role may include: equity, company bonus or sales commissions/bonuses; 401(k) plan; medical, dental, and vision benefits; and wellness stipends.

We look forward to hearing from you

At Stripe, we're looking for people with passion, grit, and integrity. You're encouraged to apply even if your experience doesn't precisely match the job description. Your skills and passion will stand out—and set you apart—especially if your career has taken some extraordinary twists and turns. At Stripe, we welcome diverse perspectives and people who think rigorously and aren't afraid to challenge assumptions. Join us.