Complex Financial Crimes Investigator (Crypto)

Details

Who we are

About Stripe

Stripe is a financial infrastructure platform for businesses. Millions of companies—from the world’s largest enterprises to the most ambitious startups—use Stripe to accept payments, grow their revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we have a staggering amount of work ahead. That means you have an unprecedented opportunity to put the global economy within everyone’s reach while doing the most important work of your career.

About the team

The Complex Investigations team is responsible for conducting global investigations on all financial crime risk areas including money laundering, terrorist financing, sanctions, and fraud. The team handles particularly difficult and large-scale financial crimes issues, often involving egregious typologies, significant transactional activity, and atypical funds flows and product usage. The Complex Investigation team’s remit is global in scope, and it coordinates closely with regional teams on regulatory filings and risk mitigation efforts.

What you’ll do

We are looking for a senior financial crimes crypto investigations expert to join the Complex Investigations team to take the lead on Stripe’s most intricate and nuanced financial crimes reviews. You will be responsible for conducting in-depth investigations covering multiple financial crimes risk areas, including anti-money laundering (AML), counter-terrorism financing (CTF), fraud, and sanctions. In doing so, you will confront complex issues, emerging and novel typologies, and significant ambiguity. One of your main focus areas will be cases involving Stripe’s crypto products (fiat-to-crypto onramp, accepting crypto payments, crypto payouts, and stablecoin infrastructure). In addition to conducting investigations and making recommendations on merchants and consumers, you will also be asked to evaluate how Stripe’s financial crimes controls could be enhanced to further mitigate identified risks and typologies. The right person for this role will enjoy dealing with this puzzle, seeking creative solutions, and moving quickly while ensuring comprehensive results.

Responsibilities

• Independently conduct a wide variety of complex investigations across all financial crimes risks areas, including AML, CTF, sanctions, and fraud - with a particular focus on investigations involving Stripe’s crypto products and services
• Draft regulatory reports related to those complex investigations
• Propose solutions to mitigate financial crimes risk both across the program and on an individual case basis
• Coordinate efforts across regions on cases with cross-border exposure
• Demonstrate sound judgment and an ability to navigate complex high-risk cases for which the correct decisions are not immediately clear
• Proactively partner with law enforcement agencies regarding complex, high impact, or emerging typologies
• Present investigative findings, coherent risk analyses stemming from findings, and recommended risk mitigations and metrics to a wide variety of internal and external stakeholders
• Effectively and clearly communicate, including with other Stripes, Stripe's users, and Stripe's financial partners

Who you are

We’re looking for someone who meets the minimum requirements to be considered for the role. If you meet these requirements, you are encouraged to apply. The preferred qualifications are a bonus, not a requirement.

Minimum requirements

• 6+ years experience in investigative roles within financial crimes, AML, and/or sanctions
• 2+ years experience conducting crypto investigations using blockchain analytics tools and other datasets
• Demonstrated understanding of and expertise in cryptocurrencies and stablecoins
• Interest in the crypto space and enthusiasm about mitigating financial crime risk in this emerging area
• Strong knowledge of US and international AML and sanctions regulations
• Strong stakeholder management skills, including effective communications and dynamic problem solving
• Excellent research and writing skills, including in detailed investigative reports and high level executive briefings
• Ability to synthesize large amounts of information, including transaction data
• Ability to work efficiently and independently in a fast-paced environment

Preferred qualifications

• Experience with SQL or querying of large datasets
• Technical curiosity and an interest in exploring data and understanding systems
• Experience in the online payments industry

Working remotely at Stripe

A remote location, in most cases, is defined as being 35 miles (56 kilometers) or more from one of our offices. While you would be welcome to come into the office for team/business meetings, on-sites, meet-ups, and events, our expectation is you would regularly work from home rather than a Stripe office. Stripe does not cover the cost of relocating to a remote location. We encourage you to apply for roles that match the location where you currently or plan to live.

Pay and benefits

The annual US base salary range for this role is $129,400 - $194,200. For sales roles, the range provided is the role’s On Target Earnings ("OTE") range, meaning that the range includes both the sales commissions/sales bonuses target and annual base salary for the role. This salary range may be inclusive of several career levels at Stripe and will be narrowed during the interview process based on a number of factors, including the candidate’s experience, qualifications, and location. Applicants interested in this role and who are not located in the US may request the annual salary range for their location during the interview process.

Additional benefits for this role may include: equity, company bonus or sales commissions/bonuses; 401(k) plan; medical, dental, and vision benefits; and wellness stipends.

We look forward to hearing from you

At Stripe, we're looking for people with passion, grit, and integrity. You're encouraged to apply even if your experience doesn't precisely match the job description. Your skills and passion will stand out—and set you apart—especially if your career has taken some extraordinary twists and turns. At Stripe, we welcome diverse perspectives and people who think rigorously and aren't afraid to challenge assumptions. Join us.