Major Financial Crimes & Insider Risk Investigator

Details

Who we are

About Stripe

Stripe is a financial infrastructure platform for businesses. Millions of companies - from the world’s largest enterprises to the most ambitious startups - use Stripe to accept payments, grow their revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we have a staggering amount of work ahead. That means you have an unprecedented opportunity to put the global economy within everyone's reach while doing the most important work of your career.

About the team

The Major Investigations team is part of Stripe’s Global Investigations function and is responsible for conducting investigations across a range of financial crime risk areas which include significant fraud, money laundering and insider risk investigations. The team will investigate matters originating from legal production orders, public-private partnership engagements, Stripe’s internal Speak Up Hotline channel as well as other internal and external referral sources. The team will work in close partnership with regional investigative teams and other internal stakeholders to manage risk and mitigate potential control weaknesses.

What you’ll do

We are looking for a senior financial crimes investigations expert to join the MajorInvestigations team and to take the lead on Stripe’s intricate and wide ranging financial crimes and sensitive insider risk reviews. You will be responsible for conducting quick turn around and in-depth investigations covering a multitude of financial crimes and insider risk matters. . In doing so, you will confront high priority and sensitive issues from a variety of emerging and novel typologies with significant ambiguity. In addition to conducting investigations and making recommendations on merchants, you will also be asked to evaluate how Stripe’s financial crimes controls could be enhanced to further mitigate identified risks and typologies and work with internal stakeholders to ensure the enhancements are escalated to the appropriate team for remediation. The right person for this role will enjoy dealing with puzzles, seeking creative solutions, engaging with internal and external stakeholders and who moves quickly while ensuring comprehensive results.

Responsibilities

• Independently conduct a wide variety of high priority and sensitive investigations across all financial crimes and insider risk areas, including AML, CTF, sanctions, fraud, expense fraud, conflicts of interest and more
• Strategically develop investigative and interview plans
• Draft regulatory reports related to those high priority investigations
• Propose solutions to mitigate financial crimes risk both across the program and on an individual case basis
• Work with a globally dispersed team and coordinate efforts across regions on cases with cross-border exposure
• Demonstrate sound judgment and an ability to navigate high priority, high-risk and sensitive cases for which the correct decisions are not immediately clear
• Proactively partner with internal and external stakeholders and law enforcement agencies regarding priority, high impact, or emerging typologies
• Present investigative findings, coherent risk analyses stemming from findings, and recommended risk mitigations and metrics to a wide variety of internal and external stakeholders
• Effectively and clearly communicate, including with other Stripes, Stripe's users, and Stripe's financial partners

Who you are

We're looking for someone who meets the minimum requirements to be considered for the role. If you meet these requirements, you are encouraged to apply. The preferred qualifications are a bonus, not a requirement.

Minimum requirements

• 6+ years experience in investigative roles within financial crimes: AML, and/sanctions, fraud, risk and Insider Risk related matters
• 3+ years experience conducting information seeking interviews
• Strong stakeholder management skills, including effective communications and dynamic problem solving
• Excellent research and writing skills, including in detailed investigative reports and high level executive briefings
• Ability to synthesize large amounts of information, including transaction data
• Ability to work efficiently and independently in a fast-paced environment
• Ability to handle highly sensitive matters with discretion

Preferred qualifications

• Demonstrated experience, training or certifications in Insider Risk investigations
• Experience with SQL or querying of large datasets
• Technical curiosity and an interest in exploring data and understanding systems
• Experience or interest in cryptocurrency is a plus
• Experience in the online payments industry

Hybrid work at Stripe

Office-assigned Stripes spend at least 50% of the time in a given month in their local office or with users. This hits a balance between bringing people together for in-person collaboration and learning from each other, while supporting flexibility about how to do this in a way that makes sense for individuals and their teams.

Pay and benefits

The annual salary range for this role in the primary location is €96,000 - €144,000. This range may change if you are hired in another location. For sales roles, the range provided is the role’s On Target Earnings (“OTE”) range, meaning that the range includes both the sales commissions/sales bonuses target and annual base salary for the role. This salary range may be inclusive of several career levels at Stripe and will be narrowed during the interview process based on a number of factors, including the candidate’s experience, qualifications, and specific location. Applicants interested in this role and who are not located in the primary location may request the annual salary range for their location during the interview process.

Specific benefits and details about what compensation is included in the salary range listed above will vary depending on the applicant’s location and can be discussed in more detail during the interview process. Benefits/additional compensation for this role may include: equity, company bonus or sales commissions/bonuses; retirement plans; health benefits; and wellness stipends.

We look forward to hearing from you

At Stripe, we're looking for people with passion, grit, and integrity. You're encouraged to apply even if your experience doesn't precisely match the job description. Your skills and passion will stand out—and set you apart—especially if your career has taken some extraordinary twists and turns. At Stripe, we welcome diverse perspectives and people who think rigorously and aren't afraid to challenge assumptions. Join us.