Product Manager, Fraud Signals and Assessments

Details

About Stripe

Stripe is a financial infrastructure platform for businesses. Millions of companies—from the world’s largest enterprises to the most ambitious startups—use Stripe to accept payments, grow their revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we have a staggering amount of work ahead. That means you have an unprecedented opportunity to put the global economy within everyone’s reach while doing the most important work of your career.

About the team

The Fraud organization at Stripe envisions Stripe as the internet’s most trusted financial network. Our mission is to make that trust scale to every transaction, every user, every product, and every market Stripe serves. We achieve this by building real-time, self-learning systems that block fraud and reward trust, servicing Persons, Merchants, Platforms, and the Stripe network itself. Fraud Assessments is a core pillar within this framework, responsible for transforming raw signals into normalized fraud assessments. We strive to separate measurement from policy from action, enabling rapid model creation and iteration, pushing the precision-recall frontier, and exposing our outputs via APIs. This role is pivotal in upholding Stripe’s brand and protecting the entire ecosystem from portfolio-level systemic risks down to individual transactions.

What you’ll do

• Define the strategy and roadmap for Stripe’s Fraud Assessment Engine, including its machine learning models, heuristic triggers, anomaly detection, and aiding in discovery of new fraud vectors
• Drive the rapid creation and iteration of fraud assessment models, constantly working to push the precision-recall frontier to enhance accuracy and efficiency.
• Collaborate closely with the Data teams to add to and leverage a single, shared, real-time data layer that ingests and enriches every fact relevant for fraud assessments, eliminating siloed data and compounding network effects.
• Partner with the teams up the stack to translate abstract risk scores into concrete actions, managing trade-offs between precision and recall, user experience, rewards and loss avoidance.
• Partner with teams up the stack to ensure assessments inform reactive controls for risky users (e.g., blocks, holds, step-ups) and proactive feature-ungating for trusted users (e.g., higher limits, instant payouts).
• Act as the voice of internal and external stakeholders in product and API designs, gathering direct feedback to refine assessment capabilities.
• Work with ML Engineers and data science teams to build scalable, real-time fraud assessment systems that embody Stripe’s operating principles: defaulting to minimum disruption, and resorting to explicit interventions only when confidence is high, because users are good until proven otherwise.

Who you are

Minimum requirements

• 8+ years in Product Management, specifically in delivering exceptional user experiences for complex and technical products.
• Experience managing technical software products from kick-off to ship.
• Consistent track record of leading ambitious and ambiguous 0-to-1 projects.
• Strong stakeholder management, including navigating difficult situations, negotiating timelines, and influencing internal and external stakeholders across organizations and borders.
• Strong communications skills – you can summarize and express complex requirements in an accessible and precise manner.

Preferred qualifications

• Preferably has experience in building real time ML systems
• Preferably has experience with Risk systems
• Experience working on fast paced teams, particularly around experimentation.
• Proven experience with machine learning products, data-driven systems, and/or API platforms, particularly in risk, fraud detection, or related domains, enabling rapid model creation and iteration.
• Deep understanding of fraud detection methodologies, risk scoring, or related data science concepts with an emphasis on precision and recall optimization.

Hybrid work at Stripe

Office-assigned Stripes spend at least 50% of the time in a given month in their local office or with users. This hits a balance between bringing people together for in-person collaboration and learning from each other, while supporting flexibility about how to do this in a way that makes sense for individuals and their teams.

Pay and benefits

The annual salary range for this role in the primary location is $162,300 - $243,600. This range may change if you are hired in another location. For sales roles, the range provided is the role’s On Target Earnings (“OTE”) range, meaning that the range includes both the sales commissions/sales bonuses target and annual base salary for the role. This salary range may be inclusive of several career levels at Stripe and will be narrowed during the interview process based on a number of factors, including the candidate’s experience, qualifications, and specific location. Applicants interested in this role and who are not located in the primary location may request the annual salary range for their location during the interview process.

Specific benefits and details about what compensation is included in the salary range listed above will vary depending on the applicant’s location and can be discussed in more detail during the interview process. Benefits/additional compensation for this role may include: equity, company bonus or sales commissions/bonuses; retirement plans; health benefits; and wellness stipends.

We look forward to hearing from you

At Stripe, we're looking for people with passion, grit, and integrity. You're encouraged to apply even if your experience doesn't precisely match the job description. Your skills and passion will stand out—and set you apart—especially if your career has taken some extraordinary twists and turns. At Stripe, we welcome diverse perspectives and people who think rigorously and aren't afraid to challenge assumptions. Join us.