Software Engineer, Payments

Details

About the Team

The Payments Team is working to make AGI financially sustainable by enabling OpenAI to accept payments across existing products (ChatGPT, ChatGPT for Teams, API) and supporting future commercial experiences. The team owns the user-facing payments experience, direct integrations with payment service providers, and supporting infrastructure that powers checkout and payment flows. Payments works closely with Finance, Legal, Growth, Product, external vendors and more to ensure payments infrastructure scales with the business and supports evolving commercial goals.

About the role

As a Software Engineer on the Payments Team, you will design and build core payments systems, partner with cross-functional teams to deliver scalable solutions, and ensure financial systems support rapid product iteration and global reach. The role is based in San Francisco, CA and follows a hybrid work model (3 days in the office per week). Relocation assistance is offered to new employees.

Responsibilities

• Architect, implement and scale core payment infrastructure.
• Build robust and extensible financial primitives to enable rapid iteration and support hyper-growth.
• Collaborate closely with internal and external stakeholders (Finance, GTM, Product, etc.) to translate business requirements into clean, scalable technical systems.
• Own delivery and demonstrate high levels of ownership in the highly regulated domain of payments.
• Create a seamless user experience for checkout worldwide.
• Improve the reliability, observability and auditability of money movement at OpenAI.

Requirements

• 5+ years of professional experience in software engineering, ideally with a focus on payments or financial systems at scale.
• Familiarity with payment processors (examples listed: Stripe, Adyen, Braintree) or experience building similar internal financial systems (e.g., storing cardholder data, pricing, online commerce).
• Strong product mindset and desire to understand product needs and design for long-term flexibility.
• Ability to thrive in high-growth, ambiguous environments and balance fast execution with technical rigor and system reliability.
• Excellent communication skills and ability to build consensus among stakeholders internally and externally.

Benefits

• Base salary range: $255,000 - $440,000 per year. Offers equity.
• Medical, dental, and vision insurance with employer contributions to Health Savings Accounts.
• Pre-tax accounts: Health FSA, Dependent Care FSA, commuter accounts for parking and transit.
• 401(k) retirement plan with employer match.
• Paid parental leave (up to 24 weeks for birth parents, 20 weeks for non-birthing parents), plus paid medical and caregiver leave (up to 8 weeks).
• Paid time off: flexible PTO for exempt employees and up to 15 days annually for non-exempt employees.
• 13+ paid company holidays and coordinated company office closures; paid sick/safe time as required by law.
• Mental health and wellness support; employer-paid basic life and disability coverage.
• Annual learning and development stipend.
• Daily meals in offices and meal delivery credits as eligible.
• Relocation support for eligible employees.
• Additional taxable fringe benefits (charitable donation matching, wellness stipends) may be provided.

Additional notes

• Background checks will be administered in accordance with applicable law. OpenAI is an equal opportunity employer and provides reasonable accommodations to applicants with disabilities.