Product Owner - Credit Risk Monitoring

Details

Shape the future of Credit Risk Monitoring by setting the vision, roadmap and priorities for a strategically important product area. The role connects Risk, business, Finance, Data and IT to deliver scalable monitoring and risk assessment solutions across the credit value chain.

Responsibilities

• Own and communicate the product vision and strategy for Credit Risk Monitoring and Risk Assessment.
• Lead delivery of the new monitoring and assessment framework across the credit value chain.
• Translate strategic objectives and stakeholder needs into a prioritised, outcome-focused backlog.
• Make transparent trade-offs based on value, risk, urgency, complexity and strategic alignment.
• Align senior stakeholders across Risk, business, Finance, Data and IT on priorities and decisions.
• Guide multidisciplinary DevOps teams, remove impediments and ensure realistic, visible delivery commitments.
• Balance change delivery with application stability, control requirements and technical health.
• Manage cross-team dependencies and drive adoption of new capabilities and ways of working.
• Build the governance, ownership and collaboration model needed for effective programme execution.
• Translate credit risk policy, methodology and regulatory expectations into product capabilities, processes, data and controls.

Working Environment

You will join the Financial Risk Grid and work with product owners, Business Developers, IT solution designers and engineers, data specialists and credit risk experts. The product domain spans obligor monitoring, portfolio oversight and risk assessment, with direct links to origination, provisions, capital and reporting.

The strategic programme is in an intensive set-up and delivery phase. You will operate in a fast-paced, highly connected environment where choices quickly move into implementation and where clear leadership, learning agility and decisive collaboration are essential.

Requirements

• Master's degree in Finance, Economics, Business Administration, Econometrics, Data or a comparable field.
• Significant experience in Product Ownership, Product Management or a comparable delivery leadership role.
• Proven experience translating strategy into roadmaps, backlogs and concrete results.
• Experience leading complex change in a regulated or highly controlled environment.
• Experience with Agile and DevOps delivery and complex business and IT landscapes.
• Strong analytical judgement and the ability to make evidence-based product decisions.
• Ability to prepare clear decision papers, roadmap updates and formal communications for senior management, audit and regulatory audiences.
• Strong written and verbal communication skills in English.
• Strong knowledge of the end-to-end credit risk value chain, including origination, assessment, monitoring, early warning, risk classification, remediation and reporting.
• Proven experience in Credit Risk Monitoring, Risk Assessment or a closely related credit risk domain within banking.
• Experience with regulatory-driven change and interactions with senior management, audit, compliance and supervisory stakeholders.
• Strong product leadership, stakeholder leadership, decisive prioritisation, team empowerment, outcome ownership, constructive challenge, executive communication and leadership in ambiguity.

Benefits

• Gross monthly salary of €6,066–€8,666 based on a 36-hour work week, including holiday allowance and a flexible benefit budget.
• Excellent pension scheme.
• Flexible working, including working from home in consultation with the team and depending on the role.
• Ergonomic home office setup.
• Five weeks of vacation per year, two mandatory days off and the option to purchase up to four additional weeks of vacation annually.
• Five additional “Banking for better days” leave days for personal development or volunteer work.
• Development budget of €1,000 per year, accumulable up to €3,000.
• Annual public transport pass with free public transportation throughout the Netherlands for business and private use.